West USA Realty - Phoenix

Buying A HUD Home

A HUD home may be a good alternative to “Bank Owned” property. While both options provide homes at rock bottom prices, HUD homes have advantages.

Before we talk about why I like HUD homes over “Bank Owned” houses, lets define a HUD Home. A HUD home is a residential property that has been acquired by HUD through a foreclosure action on an FHA-insured mortgage. In other words, the FHA borrower failed to make the payments as agreed and HUD became the property owner and now offers it for sale. Read the story »

Buying Your First Home

Buying a home is probably the biggest investment you will make in your lifetime. You need to consider several things when you considering buying a home. Where do you want to live? How much can you borrow and how much should you borrow? Should you buy a new home or an existing home? What are your financing options? All of these questions can be made easier if you have a real estate agent helping you.  Read the story »

Jerome Arizona

Jerome is in Northern Arizona . It is in Yavapai County. It is located overlooking the Verde Valley in the Mingus Mountains on top of Cleopatra Hill in the Prescott National Forest. You can get there from Phoenix or Tucson by taking Interstate 17 north out of town. Continue up to the town of Camp Verde where you will exit and head west on State Highway 260. Then travel along on State Highway 260 to Cottonwood. Once you cross State Highway 89A, take State Highway 89A west and follow it up to Jerome. If you are coming from Flagstaff take State Highway 89A southwest out of town and travel through Oak Creek Canyon, Sedona and on up into Jerome.

Jerome is a unique town to learn about mining and to take in its small town charm. It is a town that began as a mining town. Today Jerome’s population is 400. The town sits at an elevation of 5,435 feet. It has a moderate climate. The low temperature in the winter is 30 degrees and the high temperature in the summer is 97 degrees. Jerome is an interesting town, in that it was designated a National Historic Landmark in 1967. Its homes and streets cling precariously to the sides of Mingus Mountain. You will find picturesque vistas, which attract both artists and photographers. The town became deserted after the mining stopped, but today it is making a comeback with tourism. Antique, craft and gift shops line the streets. There are also art galleries and boutiques.

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