Understanding Credit

Nov. 19, 2020

Credit Reports

Credit Report

 

Get a credit report today!  Are you a first time home buyer interested in your credit standing?  Maybe you are curious about your personal finances?  Is a debt consolidation in your future?  Looking for a mortgage or loan?  It’s important to take ...

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Nov. 19, 2020

What is a mortgage?

Fact:

What is a mortgage?

 

A mortgage is a legal document that states your lender (who you borrowed money from to purchase the property) has a legal claim on your property.  The lender holds the document (mortgage) as a security for the money that you borrowed.  In ...

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Nov. 19, 2020

Credit Facts

 

 

Here are some terms that many Arizonans should know about when working on financial independence and success.

 

  • Annual percentage rate (APR)

This is the amount of interest you will pay on your credit card balance.  To learn more about which credit cards work for you, click ...

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